Salaries after tax / Hourly rates

£12.71 an hour after tax

£12.71 an hour for 37.5 hours a week is £24,784.50 a year. You take home £21,366.82 in 2026/27: £1,780.57 a month, or £10.96 for each hour worked.

2026/27YearMonthWeekDayHour
Gross pay£24,784.50£2,065.38£476.63£95.33£12.71
Income tax£2,441.00£203.42£46.94£9.39£1.25
National Insurance£976.68£81.39£18.78£3.76£0.50
Take-home pay£21,366.82£1,780.57£410.90£82.18£10.96

Tax code 1257L, paid monthly, worked out the way payroll does. Days are a fifth of a week, hours are 37.5 a week. Income tax and NI take 13.8% of the pay, and 28% of the next £1,000.

With a pension or student loan

WithTake-home
With a 5% pension (net pay)£1,697.95 a month
With a Plan 2 student loan£1,780.57 a month
With a 5% pension and a Plan 2 loan£1,697.95 a month

Income tax by band

Taxable payTax
£12,205 at 20%£2,441.00

Questions

How much is £12.71 an hour after tax?

£10.96 an hour, £1,780.57 a month or £21,366.82 a year in 2026/27, working 37.5 hours a week with no pension or student loan.

These figures, from an API

Take-home pay for any hourly rate, pension and student loan, in your software.